Citi® / AAdvantage® Executive - Airline Miles Credit Card (2024)

FAQs

How hard is it to get approved for a Citi American Airlines credit card? ›

But you'll generally need a good credit score of at least 670 or higher to be approved for a rewards credit card like the Citi / AAdvantage Platinum Select Mastercard. That said, it's possible to get denied if your score is high, even if other aspects of your credit portfolio may be appealing to the issuer.

The Citi® / AAdvantage® Platinum Select® World Elite Mastercard® and the Citi® / AAdvantage® Executive World Elite Mastercard® are both aimed at consumers with good to excellent credit. A credit score of at least 670 is recommended to apply for either card. With a lower credit score, it will be harder to get approved.

Suggested credit score

A FICO® Score of 670 or higher is recommended to qualify for the Citi® / AAdvantage® Platinum Select® World Elite Mastercard®. This airline card is aimed at consumers with good to excellent credit.

The Citi® / AAdvantage® Platinum Select® World Elite Mastercard® may give high credit limits to people with good-to-excellent credit, a lot of income, and relatively little debt. The minimum credit limit is $1,500, and some cardholders report having limits as high as $16,200.

Citi^® Secured Mastercard^® is an option for customers with little or no credit history and can help you build your credit when used responsibly. Unlike a debit card, Citi^® Secured Mastercard^® is a real credit card that helps build your credit history with monthly reporting to all 3 major credit bureaus.

What Credit Score Do You Need To Get Approved for a Citi Card? Most cards offered by Citi require a good to excellent credit score—670 to over 800. The cards with such requirements are some of the most rewarding cards offered, but there are options if your score is not quite at that level.

Here's the average credit limit of members who matched their Citi® / AAdvantage® Executive World Elite Mastercard® or similar cards. The average credit limit for members who have matched with this card or similar cards is $20,765, with $15,000 being the most common.

If you hold AAdvantage Executive Platinum, Platinum Pro or Platinum elite status, you can access Admirals Clubs free of charge when traveling on select international routes.

It can be pretty hard to get a travel credit card because most require a good to excellent credit score of 700+ for approval. Fortunately, there are some good travel credit cards available to people of all credit levels, including people with limited credit or bad credit, so you just need to choose wisely.

Credit bureau used by Citi

Citi pulls credit data from all three credit bureaus depending on the applicant's home state. If you apply for a loan, Citi will review your score from all three bureaus. Citi credit cardholders also get complimentary access to FICO score information through Equifax.

Does Citi do a hard credit pull? ›

Citi more than likely will make a hard inquiry upon your credit report when evaluating your application for a credit account. If you remain in good standing with Citi, it will likely help your chances of getting approved for an additional card, but this doesn't guarantee you won't see another hard inquiry.

The American Airlines Aviator Red Card mainly uses the TransUnion credit bureau for approval. A hard inquiry will also be conducted if you decide to apply. After approval, the American Airlines Aviator Red Card will report your activity to the three major credit bureaus: Experian, TransUnion and Equifax.

How many miles do you need to get a free flight on American Airlines? Award flights with American Airlines start at 7,500 AAdvantage miles for a one-way economy flight under 500 miles in the contiguous U.S. and Canada. Longer distance flights in the contiguous U.S. and Canada start at 12,500 miles.

You need a credit score of 700 or higher to get an airline credit card, in most cases. This is because nearly all airline credit cards require good-to-excellent credit for approval, which means a credit score between 700 and 850.

Rewards cards, in general, including American Airlines credit cards, typically require good to excellent credit, as defined by FICO. A score in the “good” range of 670 to 739 may be sufficient for a basic rewards card, but for the strongest rewards, you need a score of 740 or higher to qualify.

The American Airlines Aviator Red Card mainly uses the TransUnion credit bureau for approval. A hard inquiry will also be conducted if you decide to apply. After approval, the American Airlines Aviator Red Card will report your activity to the three major credit bureaus: Experian, TransUnion and Equifax.

How hard is it to get a Citibank credit card? It is hard to get some Citibank credit cards, particularly Citicards that require a good to excellent credit score of 700 or higher. Citibank also requires you to have an SSN when you apply online, and you need enough income to afford the monthly bill payments.